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Withdrawals from a Mobile Money Account - which TMF APi is best FIt

  • 1.  Withdrawals from a Mobile Money Account - which TMF APi is best FIt

    Posted Oct 26, 2020 15:05
    Good day

    I ahev a requirement to realize withdrawals from a customer's mobile money account.

    I first thought perhaps the Payments API with transactionType = withdrawals perhaps. Also perhaps the AccountsManagement API.

    MobileMoney is a type of a Digital Wallet and a customer can elect to withdraw cash from this account at an ATM.

    THank you
    jolita Fourie

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    Jolita Fourie
    Cornastone Telecommunications (Pty) Ltd
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  • 2.  RE: Withdrawals from a Mobile Money Account - which TMF APi is best FIt

    TM Forum Member
    Posted Oct 27, 2020 01:13
    Hi Jolita

    The whole area of mobile money management is a business area by itself, and I don't think that it is covered by the current set of Open APIs.
    I believe that we need to go back to basics - start by creating the use cases and flows that are involved in mobile money and digital wallets, and use this analysis to discover the necessary operations, thus coming up with the API and the underlying model.

    Hope it helps

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    Jonathan Goldberg
    Amdocs Management Limited
    Any opinions and statements made by me on this forum are purely personal, and do not necessarily reflect the position of the TM Forum or my employer.
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  • 3.  RE: Withdrawals from a Mobile Money Account - which TMF APi is best FIt

    Posted Oct 27, 2020 02:49
    Hi Jonathan

    Thank you for your response. Yes it helps :) - will be looking at perhaps a cash / ATM kind of API (Vodafone did something similar recently)

    Thank you
    Jolita

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    Jolita Fourie
    Cornastone Enterprise Systems
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  • 4.  RE: Withdrawals from a Mobile Money Account - which TMF APi is best FIt

    Posted Oct 27, 2020 10:56
    Hi GSMA has already defined some use cases and API on Mobile Money  https://www.gsma.com/mobilefordevelopment/mobile-money/mobile-money-api/  he can be a starting point to avoid multiple standardizations.

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    Tafsir Ndiaye
    SONATEL
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